Everyone deserves the right start to a great future.
Most real investment advisors can't afford to manage portfolios of less than $250,000. That leaves most investors victim to high priced brokers or insurance salespeople. Now, low-cost, personalized real investing help is available to everyone with at least $5,000 to invest. We'll help you understand your risk tolerance and build a well-diversified portfolio of low-cost ETFs. We constantly monitor your progress, regularly rebalance your portfolio, keep you focused on your goal, and continually educated on the latest real investing news, research, and information. Plus, a professional VestoryOne advisor is only a click away to answer questions and guide you on your journey to build the wealth you'll need for the future your deserve.
Free risk profile and portfolio suggestions.
We want you to get the right start whether or not you become our client. That's why we provide everyone with our sophisticated risk profile and a suggested portfolio of appropriately diversified, low-cost exchange traded funds (ETFs) absolutely free and with no obligation (other than a couple of e-mails). When we say we want to help everyone invest better, we mean it.
Our investing philosophy and strategies are based on decades of work by a host of esteemed scientists (many of whom are Nobel Laureates) from institutions like Stanford, Dartmouth, MIT, and the University of Chicago. Behind everything we do are reams of solid research.
You could pay a fund salesperson (broker) up to 5.75% on commissions plus mutual fund expenses and other fees of 1% to 2% per year, or you can hire your own, personal, fee-only (no commissions or 12b-1 fees, ever) advisor for less than the average annual cost of an actively managed mutual funds.
Today's computers can process billions of numbers in seconds. Our massive cloud computers and sophisticated algorithms can create the right portfolio for you based on your needs and fears using peer-reviewed portfolio research and the finest, low-cost, no transaction fee ETFs.
While we utilize the latest computing technology to create the right portfolio for you, based on extensive research, we are not a typical "robo-advisor." Real advisors regularly monitor your portfolio, answer your questions, and offer you needed guidance.
Vestory (our parent firm) was created with an emphasis on real investing education. That commitment continues here, at VestoryOne, with online classes and videos, live Q&A with investing experts, audio features and podcasts, white papers and much more.
We must (and always will) act in your best interests. Unlike most stockbrokers and insurance agents, we are required to act as your fiduciary. We take our responsibility to always do what's right for you very seriously and work hard to build and manage your wealth responsibly.
Be careful trying to invest alone.
It's a rare person who is able to invest as well on their own as they could with expert help. Over the past 20 years, the average equity mutual fund investor made 4.2% less per year than the Standard & Poors 500*. That's the difference between growing $10,000 to over $27,000 or almost $63,000 over two decades**.
Would you pay $1 to make $3?
Even Vanguard, the leader in do-it-yourself investing, found that investors who used a personal investment advisor made about 3% more per year than those who tried to invest on their own. Paying a small fee for professional, personal advice can be a valuable investment.
* from Dalbar 2014 Quantitative Analysis of Investor Behavior
** based on hypothetical $10,000 invested for 20 years at 5.02% versus 9.22% annual average return compounded monthly. $10,000 at 5.02% annually becomes $27,235. $10,000 at 9.22% annually becomes $62,773.